Beal Bank and Beal Bank USA focus solely on savings products, which translates into better rates for our clients.
A foundation of financial assets built through an unrivaled lending and investment approach.
All deposits are insured by the FDIC up to at least $250,000 per depositor.
Beal holds two bank charters—Beal Bank and Beal Bank USA—to ensure clients in all 50 states have access to our great rates.
Beal’s conservative lending practices have allowed us to successfully navigate the ups and downs of the market for nearly four decades.
Both Beal Bank and Beal Bank USA typically maintain capital ratios that far exceed the regulatory standard for well capitalized institutions. These ratios are a leading indicator of bank strength.