Our CDs are a Better way to save.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Our rates are just Better.
Competitor rates as of 11/01/2024. See details below.†
Why our CDs are a Better option
Great rates
If we don’t have the very best rates in the industry, we’re usually pretty darn close. And sometimes, depending on the market, we’ll offer rates no one can touch.Transparent returns
When you open a CD, the rate is locked in and you’ll know the amount you will earn when it matures, right down to the last penny.Flexible terms
If you need your funds quicker, we offer multiple CDs that mature in less than a year. If your time horizon is longer, choose one of our multi-year CDs to maximize your earnings.
See how much you can earn with Better by Beal
CD Term | Annual Percentage Yield (APY)* | Earnings |
|---|
Our Annual Percentage Yields (APYs) are accurate as of 11/20/2024. Advertised APYs are subject to change.
The APY we pay is based on your opening deposit amount.
The APY is fixed for the term of the CD but subject to change upon renewal. A penalty will be imposed for early withdrawals.
A Better way to open a CD
- 1
Select maturity length
Better offers a wide variety of options to choose from. Plus, you can open more than one CD, but each account will have to be opened separately. - 2
Enter your information
You’ll need to enter basic information, including social security number and employment information. Please note: you must be a US citizen to open a CD. - 3
Fund your account
You must make a one-time deposit of at least $25,000 to open a CD with Better. You’ll be able to transfer funds during the application process.
A Better way to save, by Beal
Our great rates and easy-to-open CDs make maximizing your savings simple. And because we’re powered by Beal, you can have peace of mind that your money is always protected.